Bedel Financial Consulting, Inc. provides an investment management service that utilizes no-load mutual funds and individual securities as the investment vehicles. The funds are held in an account with a suitable custodian, such as a discount broker or bank. Bedel Financial Consulting, Inc. will direct the purchase, sale, and distribution of investments in the account in accordance with your personal investment allocation strategy. The objective is to meet your investment needs on a short-term and long-term basis. The services of Bedel Financial Consulting, Inc. are unique from those of other money managers. Because we are financial planners, your investment goals and objectives are determined prior to the investing of funds. Likewise, we can quickly adjust the investments to meet changes that occur in your life. Bedel Financial Consulting, Inc. does not sell investments or receive any commissions. Our only compensation is the management fee charged each quarter to the investment account. This fee is outlined in our Investment Management Service Agreement.