Bedel Financial Consulting, Inc.(BFC) is an independent advisor specializing in providing plan design and investment advice to employer-sponsored retirement plans. Taking a comprehensive approach to plan design issues, we do more than simply analyze the individual components of your retirement plan: We evaluate how all aspects of the plan fit together, in order to help you maximize benefits and value to plan participants. The BFC retirement plan model is different than many other models. We work in a model where the revenue from the mutual funds is returned to the plan. The fiduciaries then decide how to use the revenue to offset all other expenses of the plan. This usually provides the lowest costs of any other model being used for retirement plans.

BFC has direct experience designing, implementing and advising the day-to-day operations of retirement plans. Our practical experience provides unique benefits for our clients that often are not available from other consulting firms. In addition to the traditional contract compliance reviews and quantitative analysis of your investment options, we provide a “real world” participant-focused perspective based on experience we’ve gained from prior retirement plans we’ve advised. This experience helps us answer the key question: How will these changes impact individual participants?

Our consulting approach is interactive. We strongly recommend the client be involved throughout the process. Your involvement ensures that the project remains focused on improving your investment menu, plan pricing, and service levels for the direct benefit of your employees. Our consulting services include:

• Why you need an Investment Policy Statement
• Who is providing Fund Manager Selection and Due Diligence
• How do Managed Account Services benefit your participants
• How our additional Plan Services help to protect your Fiduciaries