Bedel Blog

The benefits discussed in this article are important but not an all-encompassing list of the employee benefit options that could be available. Take time to understand available options and determine how they can benefit your situation each year.

Is one better than the other? Which one is right for you and your family? This is a highly individualized decision. The right solution for one person might not be ideal for someone else. What are the differences between COBRA and Marketplace health insurance?

You can contribute pre-tax dollars, invest the funds while enjoying tax-free growth, and withdraw the funds free of tax if used for qualified medical expenses.

Individuals with personal or group coverage (not Medicare) may have access to healthcare savings accounts that can be used independently or even paired together to maximize tax benefits.

As you prepare for a job change, be aware that you will likely have a higher income than in prior years and that higher income has some implications.

Any health diagnosis is typically unexpected and can turn our world upside down. Understanding the financial impact can alleviate anxiety and allow you to focus your energy on the days ahead.

Open enrollment doesn't need to make you anxious! Review the different options available and to be aware of helpful resources.

If you forgot to sign up for your employer's group insurance plan, or you if forgot about pre-tax contributions to a medical savings account, you may get a second chance this year.

The health care industry is like a box of chocolates. With so many unknowns, it can be challenging to navigate the healthcare system. But remember, you do have a voice. It’s time to become an educated and engaged consumer!

It's open enrollment time for your group health plan. As your company begins to present your plan choices for the coming year, understanding the confusing alphabet soup is critical. Addressing three essential items will help you pick the appropriate plan for you and your family.

Is Thanksgiving the right time of year to make a family financial gameplan? From aging parents to financial power of attorney, here's why you should spend this Turkey Day having some honest conversations with your family.

If you’re nearing retirement age, you’re probably thinking about Medicare and the potential premiums. Did you know premiums can vary based on plan type, enrollment date and your income? You’ve worked hard for your retirement savings, make sure you’re in the know about Medicare premiums so you can avoid a costly mistake.

As your child heads off to college, you might feel a bit of relief knowing that your job is done...at least for a few months. But if you don’t have legal medical documents in place for your child, your job just became much harder should your student be hurt or incapacitated while away from home. Read on for our advice on documents it makes sense to have in place so you can make healthcare decisions for your child should he/she be unable to.

Many of us have likely turned down the travel insurance offered while booking a flight to our vacation destination. But perhaps we shouldn’t. Travel insurance can be a lifesaver when it comes to the unexpected, especially while traveling abroad. Unsure if travel insurance would be worth your money? We’ve outlined how to determine if the cost is worth it for you.

Most of us are familiar with the terms HSA and FSA, but chances are you might not understand the differences between the two medical savings accounts. While both can be offered by employers in conjunction with a health insurance plan, the two accounts have some marked differences. Read on for the details.

Medicare can create quite a bit of confusion: When should I enroll? What coverage do I need? What happens with my HSA? Unfortunately, if you’re contributing to a Health Savings Account, enrollment in Medicare can create an issue. Be sure you understand how Medicare will impact you and your family so you can make informed decisions about your health coverage and avoid any penalties.

This time of year it is common for companies to allow employees to select what benefits programs they want to participate in for the coming year. Unfortunately, people don’t spend near enough time reviewing the options available to them.

It has become increasingly popular to keep your “adult” children on your health insurance plan until age 26, but it’s not as simple as just letting them use your insurance coverage. Read on for the ins and outs of health insurance and HSAs and what that might mean for your adult children.

It’s that time of year when goblins ring your doorbell and employer benefit enrollment information pings your mailbox. Do you know if your benefits are a trick or a treat? Sometimes, you need to pull off the mask and find out!

Smoking cigarettes will negatively impact your physical health. This is a widely known fact. Have you considered the financial impact?