Bedel Blog

Investing for retirement when markets are at or near all-time highs can seem intimidating, but these conditions occur much more frequently than many realize. By focusing on diversification and maintaining a disciplined approach to risk management, you can continue to build wealth for your retirement throughout all market scenarios.

The Mega Backdoor Roth is a great way for higher-income earners to take advantage of Roth-like benefits through their employer retirement plan. There are many aspects to consider before attempting to incorporate this strategy into your savings goals.

If multiple countries, especially our major trading partners, are subject to tariffs in all sectors, we should expect major cost increases, especially for products that are primarily from other countries or require other countries for materials.

The rules and strategies centered on saving for retirement in a tax-efficient manner fade to a distant memory, and a new set of rules around spending and withdrawing sink in.

The low supply of used cars means that incentives are hard to come by, as dealers are in no hurry to get rid of product.

The benefit of traditional contributions is that you receive an above-the-line deduction for the cumulative amount contributed each year, meaning that the amount contributed is deducted from your income before calculating your adjusted gross income (AGI).

BOI reporting is an additional compliance step for small businesses to help prove their financial legitimacy to the U.S. government. Justifiably, many small business owners will see this additional compliance mandate as unnecessary, but the consequences are too steep to overlook.

The benefits discussed in this article are important but not an all-encompassing list of the employee benefit options that could be available. Take time to understand available options and determine how they can benefit your situation each year.

Fears of Social Security totally going away are unfounded. However, changes are inevitable for a program on an unsustainable course. The big questions are when the changes will come through and how they will impact workers and retirees.

With TCJA expiring on 12/31/2025, tax-free rollovers are also set to expire. There is, however, a bill called the ENABLE Act that would make tax-free rollovers permanent. The ENABLE Act becoming law seems promising, as it passed the United States Senate in September 2024.

It is important that you understand and are comfortable with the AI tool’s universe of information and how the AI tool will use your information before you engage.

Whether or not you invest in a target date fund will most likely depend on how much control you want over your overall allocation.