Bedel Blog

Whether or not you invest in a target date fund will most likely depend on how much control you want over your overall allocation.

While today's environment may seem daunting, the principles of optimism and long-term investing remain as relevant as ever. History teaches us that maintaining an optimistic outlook is crucial for long-term investment success, especially in turbulent times.

With the passing of the SECURE 2.0 Act, donors over the age of 70.5 can now make a once-in-a-lifetime distribution from an IRA to a Charitable Gift Annuity through a qualified charitable distribution (QCD).

Welcome to #AskBedel, a weekly personal-wealth Q&A where you can ask financial planning and investment experts for advice. Each week we’ll be answering your personal finance questions, so be sure to submit your questions to Bedel@BedelFinancial.com.

If you are already married and both working, you may have compared health insurance plans from both employers to see if joining the same plan makes sense. With a baby now in the picture, it is a good time to review and make sure you are on the best family insurance plan available.

Having a sizable amount of taxable income sounds and feels great until tax time. Make a point to talk with your tax preparer or financial advisor to do an estimated tax projection mid-year and develop a plan for minimizing taxes that makes sense for you.

The direct damage caused by war and conflict is clear and obvious in the nations involved. The indirect economic damage can also be immense in those countries as they often are restricted or limited in international global trade.

Is one better than the other? Which one is right for you and your family? This is a highly individualized decision. The right solution for one person might not be ideal for someone else. What are the differences between COBRA and Marketplace health insurance?

Many times, umbrella coverage is overlooked. Unlike homeowner, auto, and health insurance, umbrella policies are not required by law. However, this does not make umbrella liability coverage any less important. The best part is that umbrella coverage is cost-effective and relatively inexpensive!

Since they last raised rates in July 2023, the Fed has kept rates at their current level while inflation has declined significantly, employment has remained healthy, and GDP looks to be growing near 3%.

Since the SECURE Act became law, Inherited IRAs have become exceedingly more complicated. The Final Regulations from the IRS for inherited IRAs only amplify the difficulty.

Investors who prioritize diversification and maintain a long-term perspective are better equipped to navigate the ever-changing market landscape.