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Spooky Times for First-Time Home Buyers
It's no secret that the housing market is experiencing spooky times, with home prices around all-time highs and mortgage rates at multi-decade highs.
Rising Interest Rates - Impact on Finances
Over the past 18 months, rising interest rates have put considerable pressure on markets. However, remember that despite the borrowing cost has increased, we are finally earning some interest on our cash.
Student Loans 101
Considering the average cost of going to college has increased by as much as 2700% or about 4.6 times the inflation rate during the last 50 years, it’s not surprising that more people are applying for student loans to pay for their education.
Loans from The Bank of…. Mom and Dad?
Intra-family loans can be a simple option to help borrowers save on interest expenses and give lenders a yield on funds that may otherwise sit in cash. However, you should also review your financial security before offering to help others.
Is Your Car Dealer Ripping You Off?
Purchasing a car shouldn't be stressful, but unfortunately, it often is. But you can take back control of the car buying experience by taking the time to research your financing options and being smart about extended warranties/service plans.
Nurses, Military, Teachers: Get your Student Loans Forgiven!
The PSLF program hasn’t had the best reputation, but the recent changes should make it more user-friendly and accessible to the people it was designed to help.
Get Money from Your House
Maybe you want to renovate your home to avoid having to buy a new house in today's cutthroat market. Perhaps you wish to pay off higher interest credit card or student loan debt. Tapping home equity can be a viable and beneficial financial strategy for many reasons but also comes with its fair share of risks.
Tax Reform and You
1,097 pages! That’s how many pages are in the Tax Cuts and Jobs Act, signed into law by President Trump on December 22nd. If you haven’t had time to read each page, we’ve broken down the main areas that might have the largest impact on you and your family. It might just be time to update your tax planning strategy for 2018!
Should You Ever Lend Money to Family?
Lending to relatives can cause tense situations at family gatherings! While such loans could be a win-win, you need to understand the potential ramifications before you make a commitment
Is Alternative Lending a Viable Investment?
Get approved for a loan in minutes! Have access to money in just a couple of days! These are claims commercials, both on-air and online, make these days.