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Who Needs Pet Insurance?
Our pets are family. It's best to be prepared to get them the best care should they become ill or seriously injured. Pet insurance is a great way to do so without breaking the bank.
Tax Loss Harvesting – Be Careful
In December of each year, many mutual funds pay out capital gains. These payouts go to whoever owns the mutual fund on the "ex-dividend" date. These capital gains are gains incurred over the entire year. However, if you purchase the fund the day before the ex-dividend date, you will only own the fund for one day, but you will end up with the entire year's capital gain distribution.
Indiana’s School Scholarship Tax Credit
Indiana is incentivizing Indiana taxpayers with a 50 percent tax credit when they donate to eligible SGOs. The program supports students and families in financial need while financially rewarding donors. Indiana's School Scholarship Tax Credit Program is a win-win for everyone!
Trouble in Paradise: The FTX Collapse
If you've read our previous posts about crypto investing, you've already received cautionary advice about this new and unregulated asset class of cryptocurrency. However, the collapse could serve as a pruning that is helpful for the industry's long-term health.
Rapidly Approaching Year-End Tax Deadlines
Completing time-sensitive tax-related actions sooner rather than later means your focus can be on what truly matters during the holiday season – spending time with family and friends.
Let’s Play Poker: Go with the Odds!
So, with the odds of positive returns stacked in your favor, do you want to risk missing out to save yourself a bit of downside? Look at the list of risks – do you think you can accurately predict how even one of them will play out?
5 Ways to “WIN” Whip Inflation Now
While the 1974 "WIN" campaign may have ended with a whimper for President Gerald Ford, its central message remains true today. When inflation starts to creep up, take a look at your budget and finances and make the necessary moves to offset rising costs.
Student Loans 101
Considering the average cost of going to college has increased by as much as 2700% or about 4.6 times the inflation rate during the last 50 years, it’s not surprising that more people are applying for student loans to pay for their education.
Used Car Prices Finally Starting to Cool Off
If you are in the market for a used vehicle, you should feel relieved that prices are starting to cool. It's also good news that Hurricane Ian should only slightly impact the market and for a short period.
Financial Infidelity
There are plenty of reasons someone might conceal information or deceive their partner. For instance, a high-earning spouse may tell their partner they earn less because they fear their partner would spend more.
Planning for the Unexpected
Any health diagnosis is typically unexpected and can turn our world upside down. Understanding the financial impact can alleviate anxiety and allow you to focus your energy on the days ahead.
Business Entities – Choosing the Appropriate Structure
The decision on how to structure your business can be an arduous process. If this process becomes too cumbersome, consider speaking with your financial advisor to get their input and loop in an attorney when needed.